Loan Officer - Barron


(715) 537-3141
Terry has many years of commercial lending experience.  Prior to joining Sterling Bank in 1999 he owned and operated his own dairy farm. His focus is primarily agriculture and commercial lending.

Barron Branch President


(715) 537-3141

Aaron was born and raised in Elmwood and is a graduate of UW-Stout. Prior to joining the Bank, he served as the Director of the Barron Area Community Center and helped to establish and manage a small business. Aaron also served as Men’s Basketball Coach at UW-Barron County for four seasons. Aaron is actively involved with civic and business groups in the Barron County area.


Loan Officer - Chetek


(715) 924-4817

Alex is a graduate of UW-Eau Claire. He worked in the budget office at UW-Whitewater and served as an advisor of the Financial Literacy Improvement Program prior to coming to Sterling Bank in 2010. His main focus is consumer and commercial loans. Alex is an avid runner and is actively involved in many community organizations.

Rice Lake Branch President


(715) 736-6150

Corey joined Sterling Bank in 2003.  Prior to becoming Branch President in Rice Lake in 2010, Corey served as Loan Officer at Sterling Bank in Chetek. Corey played basketball at the University of North Dakota and enjoys all kinds of sporting events. He and his wife have three young children. Corey is an avid supporter of local sports and youth programs. He works closely with a variety of civic and business groups in the Rice Lake area.


Loan Officer - Rice Lake


(715) 736-6150

Darren joined Sterling Bank in 2014.  He has strong area roots, growing up on a dairy farm in Dallas, WI. He is a graduate of UW-La Crosse and a former Middle School teacher in Amery, where he also coached high school football, baseball and basketball. Darren's main area of focus is commercial lending.


Chetek Branch President


(715) 924-4817
Born and raised in Chetek, Jim has been a part of the Chetek Branch since 1993. A graduate of Chippewa Valley Technical College, Jim briefly worked for a large bank in St. Paul, MN. before returning to the area to raise his family. Today, he's an active member of numerous community organizations and enjoys everything that Chetek has to offer.



Loan Officer - Luck


(715) 472-4088
Kelly began her banking career in 1994 after graduating from UCLA. She has extensive experience serving the Northwest Wisconsin area. Since 2000, she has focused primarily on business banking. She joined the Sterling Bank team in 2014.

Loan Officer - Rice Lake


(715) 736-6150

A former small business owner in Barron County, Mike worked for 18 years in the leasing industry in Chicago before joining Sterling Bank in 1999. Mike is an avid sports fan and participates in local civic organizations. His focus is primarily commercial lending.


Luck Branch President


(715) 472-4088

Paul has nearly 30 years of experience in the banking industry. He and his family have lived in the Luck area for the past two decades and are actively involved in community activities.

Loan Officer


(715) 537-3141

Rachel joined Sterling Bank in 2002.   Her main focus is residential real estate lending; helping customers with purchases, refinances and construction financing.  Rachel volunteers with finance and music ministry at her church.   She is also involved with the Bank’s PEP program which teaches school children about banking.



Loan Officer - Chetek


(715) 924-4817
Travis is a graduate of UW-Eau Claire. He joined Sterling Bank in 2013. In addition to working as a loan officer, Travis also serves as a credit analyst. Travis enjoys hunting and fishing. He is actively involved in Junior Achievement and Chetek youth baseball and softball.

Loan Officer

alapcinski @sterlingbank.ws

(715) 736-6150

Aerial Lapcinski was born and raised in Rice Lake. She is a graduate of Rasmussen Colleges. She joined the Sterling Bank family as a loan officer in 2017. Her main focus is residential real estate lending. Aerial enjoys cooking, hosting friend and family get-togethers and many outdoor activities. She works primarily out of the Rice Lake Branch. 


Need More Information?

For more information about any of our products or services please contact us at any of our branch locations or email info@sterlingbank.ws today.