CURRENT RATES

 

 

 

 

 

 

 




 


Want more information about any of our savings accounts? Contact your local branch today!


 

SWITCH TODAY!

Find out how easy it can be to switch your accounts to Sterling Bank.  Switch Kit

Sterling Bank offers a wide variety of savings opportunities. From our Junior Savers Club to Individual Retirement Accounts, we can help you select an option that best fits your needs.

STATEMENT SAVINGS

Earn interest on all your account balances while having the flexibility to access your funds without penalty. Statement Savings accounts provide users with the convenience of Online and Telephone banking as well as ATM accessibility.

 

FEATURES

INTEREST

REQUIREMENTS / FEES

Receive a statement of your savings transactions. Account holders ages 3 through 12 will be automatically enrolled in Sterling Bank's Junior Savers Club.  

Monthly variable tiered rate.

*$1.00 maintenance charge if average daily balance falls below $100.00 for the month. *Account holders under 19 are not charged.

 

Transfers and withdrawals made in person, by mail or ATM are unlimited.

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*Up to 6 transfers per month by check, point-of-sale or pre-authorized transfer. Fees may reduce earnings on these accounts.  *Contact us for more information about applicable rates, fees and terms.

 
 

 

 

 

JUNIOR SAVERS CLUB

For those customers under age 18. This account helps teach and reinforce the important long-term value of saving. Fun and educational statement stuffers are sent out on a regular basis. For those 12 and younger, there is a birthday club, fun activities and prizes throughout the year. This account carries no minimum balance requirements.

CENTURY SAVINGS

For the customer that wants the higher yield of a Time Deposit with the ability to make deposits before maturity. A great option for those saving for real estate taxes, college tuition, vacations or holiday gift buying.

 

FEATURES

INTEREST

REQUIREMENTS / FEES

For the customer that wants the higher yield of a Time Deposit with the ability to make deposits before maturity.

Monthly variable tiered rate.

If you withdraw any of the principal before the maturity date we may impose an early withdrawal penalty. 

 

 

 

 

INDIVIDUAL RETIREMENT ACCOUNTS (IRAs) - See current rates

A retirement savings account with variable and fixed-rate products available. IRA options include Traditional, ROTH, SEP (Simplified Employee Pension) or SIMPLE (Saving Incentive Match Plan for Employees). IRAs are considered good long-term or tax-deferred savings options.

 

FEATURES

INTEREST

REQUIREMENTS / FEES

No annual administration fees.

Monthly variable tiered rate.

Subject to Government Regulations pertaining to Individual Retirement Accounts. 

 

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Fixed Rate Time Deposit IRA's available

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TIME DEPOSITS (See current rates)

Feature competitive rates with terms from 182 days to 60 months. Ask about current rates and terms or special opportunities.

 

 

 
   
 

Need More Information?

For more information about any of our products or services please contact us at any of our branch locations or email info@sterlingbank.ws today.